Consumer

When a housing project costs $500,000 per unit, it looks like waste – unless half that money goes into building roads, water lines, and power infrastructure that most American communities already have. That distinction is at the heart of a funding dispute in southern Arizona, where the state denied a tribal housing authority’s tax credit ...

Below the luxury tier, Manhattan’s condo and co-op market has a mismatch problem. Buyers under $2 million overwhelmingly want units that are updated, low-cost to maintain, and ready to occupy on day one. But a large share of available inventory needs renovation – and sellers who have not adjusted prices for that reality are watching ...

For decades, home appraisals have arrived as dense, narrative-heavy documents filled with jargon that most buyers skim before handing back to their lender. A sweeping data-standards overhaul now rolling out across the industry is changing that – and according to Narainder Chandwani, Founder & CEO of apprAIz, a GSE-verified technology platform for appraisers, the new ...

When average home prices dip in a county-level report, the natural instinct is alarm. Your home is losing value. The market is softening. But in Collin County, Texas – one of the fastest-growing counties in North Texas – the headline numbers are telling a misleading story, according to one team that has been working the ...

Investors looking at affordable properties in Chicago’s south suburbs are running into an obstacle that does not show up in any listing: several villages have rewritten their rental standards in ways that effectively bar new investors from renting out properties within village limits, according to Aaron Gaines, a Realtor with Keller Williams Preferred Realty who ...

In conventional real estate, location drives price. A corner lot, a cul-de-sac, a waterfront view – these separate a quick sale from a lingering listing. But in the luxury motor coach resort market near Palm Springs, California, the improvements on a lot – not its position in the resort – create entirely separate seasonal markets, ...

In northern Bergen County, New Jersey, two nearly identical homes on the same street can sell months apart – one in a bidding war within a week, the other lingering with price reductions. The difference is not location, lot size, or school district. It is whether the kitchen has been updated and the bathrooms look ...

A growing acquisition strategy among small real estate investors in Texas involves taking over someone else’s mortgage payment without ever assuming the loan itself. It is called a “subject-to” purchase, and insurance professionals who work with these investors say the financial exposure on both sides – for the original homeowner and the new investor – ...

In Tennessee’s fastest-growing county, the gap between what people earn and what homes cost has widened so far that one local official calls it a direct threat to generational wealth. Median family income in Rutherford County has risen 71 percent since 2005. Over the same period, median home prices have risen 213 percent. The math ...

In a market where buyers finally have leverage – where inventory is at roughly 10-year highs, sellers are cutting prices, and concessions are available – a surprising number of Houston home purchases are falling apart before the buyer even asks for a single repair. The problem isn’t structural defects in the homes, according to Sherry ...

The New Jersey housing market looks red-hot or cooling fast depending entirely on which slice you’re looking at – and sellers who confuse one segment’s strength for their own risk a costly mispricing. Along the coast in mid-2026, the gap between the luxury second-home market and the broader residential market serving primary-residence buyers is widening ...

Mortgage rates above six percent have buyers waiting on the sideline, but the wait itself may be the most expensive decision they make. According to Marty Medve, Co-Owner & Principal Broker at Trident Home Loans, the pattern has repeated across three rate cycles over 25 years: when rates drop even modestly, pent-up demand floods the ...

When most people think about insuring a home near the coast, they picture flood zones and waterfront properties. But buyers in New Jersey’s Monmouth and Ocean counties are running into a different problem – one that catches people off guard. Standard homeowners insurance, the basic coverage every mortgage lender requires, has become harder to obtain ...

People still move to Florida expecting a bargain. No state income tax, warm weather, reasonable home prices – that was the pitch for decades. But buyers relocating to Tampa Bay in 2026 are discovering a cost structure that the listing price doesn’t reveal: insurance premiums driven up by hurricane risk, property taxes that run higher ...

Banks price foreclosure homes to attract owner-occupants, but most of those homes cannot pass the appraisals that owner-occupants need to get a mortgage. The result, according to Janet Knopp, Principal Broker / Agent at Capital Region Preferred Properties LLC, is a market where REO properties sit in limbo, wanted by two buyer types but workable ...