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Alejandra Rodriguez
06 Oct 2026

The policy conversation around housing affordability tends to focus on institutional investors buying up homes and the cost of credit reports. Neither is where the real pressure sits. The two forces that actually determine whether someone can afford a home – housing supply and the mortgage rate – remain stubbornly resistant to the fixes getting ...

Alejandra Rodriguez
05 Oct 2026

A condo has long been the natural first step for budget-conscious buyers. It is usually cheaper than a detached home, requires less maintenance, and sits closer to urban job centers. But in Boulder, Colorado, and across the Denver metro area, many first-time buyers are skipping condos and choosing single-family homes instead. The reasons go beyond ...

Alejandra Rodriguez
05 Oct 2026

Two homes listed at $400,000 in the Dallas-Fort Worth metro can carry noticeably different monthly mortgage payments, depending on the county or school district. The gap has nothing to do with the loan or the lender. It comes down to property taxes. Buyers who ignore that line item may misjudge what they can afford. Kristyn ...

Alejandra Rodriguez
05 Oct 2026

In the suburbs north of Austin, Texas, builders are cutting prices so aggressively that some signed contracts are falling apart. Affordability and high interest rates still play a role. But Ahmad Homidi, a real estate agent with eXp Realty, says the pattern he is seeing right now is different. Buyers back out after a competing ...

Alejandra Rodriguez
05 Oct 2026

When national builders offer rate buydowns, closing-cost credits, and upgrade packages to move inventory, buyers gain leverage. The incentive itself is a signal: the builder needs you more than you need the builder. In the custom luxury market of Wake Forest, North Carolina, those signals do not exist. That absence shapes how buyers negotiate. Dave ...

Alejandra Rodriguez
05 Oct 2026

Buy a home in the San Francisco East Bay for $1.3 million, rent it for $4,500 a month, and the yield looks thin next to what lower-cost markets across the country deliver. This yield gap sends many investors elsewhere. Lisa Doyle argues they are using the wrong measure. A real estate professional at The Doyle ...

Alejandra Rodriguez
05 Oct 2026

Distress hasn’t disappeared from Chicago’s housing market. Cook County recorded more foreclosure filings than any other county in the country in the first quarter of 2026, and nationwide foreclosure filings were still running double digits higher year-over-year through the middle of the year, according to ATTOM Data Solutions. But rising foreclosure filings don’t automatically translate ...

Alejandra Rodriguez
05 Oct 2026

Across Houston’s suburban corridors, a painful math problem is playing out. Homeowners who bought during the pandemic-era rush, many of them paying $80,000 to $100,000 above what their properties are worth today, are finding that they cannot sell without taking a significant loss, according to Kelvin Louie, who leads KL Integrity Group, a Houston-based real ...

Alejandra Rodriguez
05 Oct 2026

In a market where inventory has loosened and sellers are offering concessions, the expected result would be more transactions. In parts of North Texas, the opposite is happening. Qualified buyers are browsing for months, viewing dozens of homes, and declining to commit, not because they can’t find something, but because they can’t stop wondering whether ...

Alejandra Rodriguez
05 Oct 2026

Stock portfolios get diversified. Bond holdings get diversified. Even alternative investments get spread across categories and geographies. But the single largest asset on most American household balance sheets – the home – sits as a fully concentrated position in one property, in one neighborhood, in one local market. Economists have been documenting the cost of ...

Alejandra Rodriguez
05 Oct 2026

Properly priced homes in Miami-Dade and Broward counties are going under contract within weeks. Overpriced listings are sitting for months before sellers either cut or withdraw entirely. The gap between the two outcomes reveals less about market weakness than about seller psychology still anchored to peak-era comparables, according to Lawrence Resnick, a Realtor with The ...

Alejandra Rodriguez
05 Oct 2026

The pandemic-era housing market in the Dallas-Fort Worth metroplex created price expectations that, for many sellers, have never recalibrated. In Garland and Rockwall County – two adjacent but structurally different submarkets east of Dallas – inventory has loosened, but transactions remain constrained by a basic disagreement between the two sides of the deal. Sellers remember ...