A lender paying a full-time processor $30,000 to $40,000 a year bears that cost whether the company closes five loans in a month or fifty. That math has become harder to justify industry-wide. According to Mortgage Bankers Association data, average production profit per loan sat at just 25 basis points in the second quarter of ...
Tracy, California sits roughly an hour from San Francisco, San Jose, and Sacramento – a position that has long made it a magnet for Bay Area commuters seeking more house for less money. But in 2026, that calculus has grown more complicated. Inventory is climbing, homes are averaging about 45 days on the market, according ...
For most of the past six years, sellers in New Lenox – a southwest suburb of Chicago with strong schools and relatively affordable housing – could list a home with loose pricing and still attract multiple offers within days. That dynamic is changing, according to Tyler Burlison, a listing-focused agent with eXp Realty who has ...
In little more than a year, property management in England has taken on three major new obligations, each added to a compliance regime that was already dense. In April 2025, employer National Insurance rose from 13.8% to 15%, and the earnings threshold at which employers start paying it fell from £9,100 to £5,000. In April ...
Austin’s residential real estate market has long been associated with tech-driven demand. But in 2026, the buyer pool powering the city’s housing activity looks different than it did even two years ago, according to Shivraj Grewal, founder of Grewal RE Group. The tech workers who flooded in during the pandemic-era boom – many on H1B ...
By the numbers, Clark County, Washington, remains in seller’s market territory. At 3.9 months of inventory, the metro area just north of Portland, Oregon, hasn’t crossed the four-month threshold that local agents use to mark a balanced market. But the numbers and the experience on the ground are telling different stories – and for buyers ...
The common complaint about building permits is that local governments move too slowly. Developers blame red tape. Homeowners blame indifferent city staff. But a growing number of state legislatures have concluded the deeper issue isn’t attitude; it’s information: the data planners need to answer a simple zoning question – what can I build here? – ...
The standard pitch to recruit a real estate agent in 2026 leads with technology, a better CRM, an AI-powered lead tool, a slicker transaction platform. But agents who have survived three years of litigation upheaval, commission compression, rate volatility, and a wave of major brokerage consolidations are asking for something else. They don’t need another ...
Most homeowners associate financial risk with their own mortgage. But a growing number of condo and HOA communities face a different kind of exposure – one rooted not in individual borrowing but in collective neglect of reserve funds. The problem is compounding as more communities move away from professional property management and toward self-governance by ...
The Opportunity Zone program was designed to channel investment into operating businesses, tech startups, healthcare companies, service firms that could locate anywhere, including underinvested communities. Instead, more than 95% of the capital has flowed into real estate development. That imbalance is now a defining feature of the program, and the recently enacted 2.0 legislation is ...
The policy conversation around housing affordability tends to focus on institutional investors buying up homes and the cost of credit reports. Neither is where the real pressure sits. The two forces that actually determine whether someone can afford a home – housing supply and the mortgage rate – remain stubbornly resistant to the fixes getting ...
In the suburbs north of Austin, Texas, builders are cutting prices so aggressively that some signed contracts are falling apart. Affordability and high interest rates still play a role. But Ahmad Homidi, a real estate agent with eXp Realty, says the pattern he is seeing right now is different. Buyers back out after a competing ...
When national builders offer rate buydowns, closing-cost credits, and upgrade packages to move inventory, buyers gain leverage. The incentive itself is a signal: the builder needs you more than you need the builder. In the custom luxury market of Wake Forest, North Carolina, those signals do not exist. That absence shapes how buyers negotiate. Dave ...
Buy a home in the San Francisco East Bay for $1.3 million, rent it for $4,500 a month, and the yield looks thin next to what lower-cost markets across the country deliver. This yield gap sends many investors elsewhere. Lisa Doyle argues they are using the wrong measure. A real estate professional at The Doyle ...
