The conversation about buying a home in Tucson keeps circling back to interest rates. Rates are too high. Rates might drop. Rates were better two years ago. It is the wrong conversation, and it is costing buyers real money. Tony Ray Baker, owner and team leader at RE/MAX Fine Properties and the agent behind SeeTucsonHomes, ...
Across Polk County, Florida, days on market have stretched into the 90s and sellers are granting concessions on the majority of transactions. The surface data looks soft. But below $200,000, according to Jen Lay, team leader and listing specialist at The Lay Group with eXp Realty in Lakeland, the market operates under entirely different conditions ...
Most housing markets follow interest rates, inventory cycles, or seasonal weather patterns. In Weber and Davis County, Utah, the dominant variable is simpler: when school starts and when it ends. In a region defined by large families and strong ties to local school systems, real estate activity compresses around the academic calendar in ways that ...
The Washington, D.C. metro housing market has long benefited from a structural floor most American cities lack: a permanent federal employment base, a growing tech sector, and a steady pipeline of military and government-adjacent relocations. But that stability hasn’t insulated the region from a growing tension between what sellers believe their homes are worth and ...
In most markets, active inventory represents a fraction of recent sales. In Conroe, Texas, one of six cities within Montgomery County, there are currently 1,860 active properties on the market while only 2,275 sold over the past six months. That near-parity between supply and absorption tells a clear story about where this north-Houston-area market sits ...
The U.S. residential market has been stuck at roughly 4.1 million annualized transactions for four consecutive years, according to Craig McClelland, a partner at McClelland & Hahn Consulting who advises enterprise-scale real estate, proptech, and fintech companies on structural business changes. That figure becomes a structural problem when measured against the infrastructure many brokerages erected ...
In much of the country, residential real estate has shifted toward balance or outright buyer advantage over the past year. Parts of North Jersey haven’t followed that script. Some towns in Passaic, Morris, and Bergen counties are still operating with two to two-and-a-half months of inventory, well below the six months that typically signals equilibrium. ...
National headlines suggest property insurance is collapsing everywhere. Coverage is shrinking, premiums are skyrocketing, and owners are getting squeezed. According to Andrew Kowalske, Chief Product Officer at Blitz Insurance, the picture is more specific. Most markets are moving in a direction that favors property owners right now. Kowalske’s perspective comes from the excess and surplus ...
Many first-time buyers in San Antonio are following the same strategy: wait for lower mortgage rates, then buy. But that math may be missing a critical variable. The concessions and builder incentives available today exist precisely because the buyer pool is thin. When rates drop and more buyers enter the market, those perks disappear, and ...
When buyers cross the Hudson River from New York to Jersey City, most calculate their discount against Manhattan pricing, how much less per square foot they’ll pay compared to the island they just left. According to Patrick Southern, team leader at SERHANT (Properties by Southern) and a broker active in Jersey City since 2003, Manhattan ...
Homeowners trying to sell in Northern Virginia’s master-planned communities are discovering an uncomfortable competitive reality: the builder who sold them their home is still next door, offering incentives they cannot match. Federal job losses are accelerating the problem, pushing recent buyers onto the market before they have built any equity – and before the builder ...
Every spring, a fresh wave of buyers floods the North Jersey housing market. By August, many have quit, outbid repeatedly, watching homes sell for tens of thousands over asking, and deciding to try again next year. That annual attrition creates a quieter window in the fall. Not a buyer’s market, but a measurably less competitive ...
The assumption that larger down payments protect against foreclosure has shaped U.S. lending rules for decades. But recent research suggests the relationship between equity and default is far weaker than policymakers assumed – and that a different variable predicts mortgage failure more reliably. Alexei Alexandrov, Senior Advisor at the Housing Finance Policy Center at the ...
After a 24-month boom in 2020 and 2021 that pushed annual home sales to 6 million units nationally, the real estate industry has settled into a prolonged flat stretch, around 4.1 million units annually for four consecutive years. The brokerages built for the boom never restructured for the plateau. According to Craig McClelland, a partner ...
Housing markets are supposed to move on big forces – interest rates, job growth, inventory levels. But in Dallas Fort Worth, the momentum building through early 2026 broke not because of a rate hike or a recession, but because gas jumped from $2.60 to $4 a gallon seemingly overnight. For buyers already stretched to their ...
