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Steve Marcinuk
02 Sep 2026

For decades, mortgage policy has treated down payments as a safeguard against default. The logic was intuitive: borrowers with more equity have more to lose, and those who go underwater will walk away. But a growing body of research suggests that assumption is wrong, and that the down payment requirement may be the single largest ...

Steve Marcinuk
02 Sep 2026

The commercial real estate investment world has long operated on a simple asymmetry: large institutional firms like Blackstone and KKR can review hundreds of deals because they employ dozens of analysts, while smaller partnerships, two or three principals with limited staff, review far fewer, limiting their shot at finding the best opportunities. That gap is ...

Steve Marcinuk
02 Sep 2026

The Phoenix metro area has earned a reputation for softness in 2026, but individual submarkets tell a different story. In the East Valley, spanning Gilbert, Chandler, Mesa, Queen Creek, and San Tan Valley, the constraint is not a lack of buyers. It is a pricing standoff between sellers anchored to 2021-era expectations and buyers squeezed ...

Steve Marcinuk
01 Sep 2026

Over $112 billion has flowed into Opportunity Zones since the program’s creation, yet participation remains a fraction of what the program allows. Now that the One Big Beautiful Bill Act has made Opportunity Zones permanent, the gap between available capital and actual deployment raises a practical question: what is keeping developers and investors on the ...

Steve Marcinuk
01 Sep 2026

The youth sports tourism industry has grown large enough to anchor entire mixed-use developments, not just stadiums or standalone facilities, but full districts of hotels, retail, restaurants, and multifamily housing built around tournament-capable venues. In Lebanon, Ohio, a development group is betting that a field sports facility focused on soccer and lacrosse can serve as ...

Steve Marcinuk
01 Sep 2026

In Baltimore City, a property that sat vacant for 25 years with no roof and trees growing inside can become a fully rehabbed home selling to a buyer relocating from California or D.C. That transition is happening block by block, driven by coordination between developers, community associations, and city and state agencies that channels funding ...

Steve Marcinuk
28 Aug 2026

The New York metro area’s brokerage landscape is in the middle of a consolidation wave that hasn’t fully registered in national headlines. Small independent firms, many still operating out of storefronts in suburban towns, are finding it increasingly difficult to compete on technology, training, and compliance infrastructure against larger operations. According to Joe Moshe, founder ...

Steve Marcinuk
26 Aug 2026

The Washington, D.C. metro housing market has long benefited from a structural floor most American cities lack: a permanent federal employment base, a growing tech sector, and a steady pipeline of military and government-adjacent relocations. But that stability hasn’t insulated the region from a growing tension between what sellers believe their homes are worth and ...

Steve Marcinuk
21 Aug 2026

Every time a home goes on the market in the United States, the listing data – price, photos, square footage, descriptions – enters a multiple listing service. From there, that data gets copied. According to Tim Dain, President & CEO of NorthstarMLS, the regional MLS serving Minnesota, some MLS databases get replicated hundreds or even ...

Steve Marcinuk
21 Aug 2026

The Housing Choice Voucher Program, commonly known as Section 8, has always had structural demand behind it: roughly 2.2 million low-income households currently receive rental assistance through the program, while only about a quarter of eligible households actually get it due to funding limits, leaving long waiting lists in most major metros. What’s changed more ...

Steve Marcinuk
20 Aug 2026

The conventional narrative about commercial office space post-COVID is one of excess supply and desperate landlords. In northern and central New Jersey, the reality facing small and mid-sized tenants is more complicated, and more expensive, than most of them expect. A consolidation has reshaped the state’s office market over the past several years. Buildings have ...

Steve Marcinuk
20 Aug 2026

Sellers in Eldorado, at Santa Fe, the community just south of Santa Fe, New Mexico, are still anchored to pandemic-era pricing, but buyers arriving from out of state are refusing to pay those prices unless every detail is move-in ready. That disconnect has become the defining friction in a market that has shifted into buyer’s ...