Real Estate Investment

“A big chunk of my borrowers are self-employed. They just do not fit the banker box because of how they report their income or manage their finances,” says Geoff Ball, president of HD Lending, LLC in Arizona. He explains that many self-employed borrowers have substantial equity in their properties and legitimate business income. Still, the ...

Rising interest rates have fundamentally changed real estate investment in Indianapolis, dividing investors into two categories based on access to capital. Donna Kreps, President of Residential Real Estate Services at F.C. Tucker Company, says the old model of individual landlords slowly building rental portfolios has largely vanished, replaced by a new environment where cash is ...

A Miami broker’s close tracking of Little River’s development cycle highlights a clear pattern: institutional investors consistently hold back from transitional neighborhoods until a significant project breaks ground, providing proof of concept and unlocking broader capital flows. Jamie Maniscalco, President and Managing Broker at The Alpha Commercial, has spent her career specializing in transitional neighborhoods ...

Institutional investors have eyed the short-term rental market for years, drawn by its rapid growth and fragmented ownership. Many believed the sector was primed for consolidation and scale, similar to multifamily housing or hotels. But according to Bram Gallagher, Director of Economics & Forecasting at AirDNA, repeated failures by Wall Street-backed firms point to deeper ...

Transaction volume across Northern Nevada’s commercial real estate market has dropped sharply, according to Ted Stoever, Executive Vice President at Colliers. Stoever attributes the slowdown to a lack of available financing, not changes in demand or property fundamentals. However, he predicts that 2026 will bring a wave of sales activity, not because credit conditions will ...

For many Chicago buyers, the traditional path to homeownership is getting harder to follow. Higher mortgage rates and rising single-family home prices have pushed monthly payments beyond what feels workable. As a result, more buyers are rethinking what ownership looks like – and turning to small apartment buildings instead. “We’re seeing a lot less institutional ...

Société immobilière Bélanger moves into Ottawa, Calgary, and Edmonton as institutional capital focuses on NOI and asset sales. The multifamily investment landscape is undergoing a notable capital rotation. Institutional investors are pulling back from acquisitions, while private operators with strong balance sheets are moving aggressively into secondary markets. This divergence has created an opportunity for ...

The multifamily acquisition market is splitting into two distinct channels with very different economics, according to one acquisitions executive who has closed over $300 million in transactions. While institutional capital typically targets properties marketed publicly through major brokerages, a growing group of operators is finding better pricing and deal structures by negotiating directly with owners ...

From 2010 to 2023, property values in Arizona and much of the U.S. rose steadily, creating a hidden safety net for both lenders and borrowers. Geoff Ball, a hard money lender with two decades of experience in Arizona, says that era allowed questionable lending and borrowing decisions to go largely unpunished. Now, as price growth ...

Florida’s shortage of available land in key development corridors is not primarily due to limited geography or environmental regulation, according to Bill Eshenbaugh, founder of Eshenbaugh Land Company. Instead, he points to the decision-making of multigenerational landowners, who keep productive land off the market even as prices soften and development demand slows. “Landowners today are ...

In Tampa Bay, institutional investors are not holding back capital in hopes of lower prices or improved sentiment. Instead, the extended timeline from land purchase to certificate of occupancy is making it almost impossible to underwrite new projects with confidence, according to Bill Eshenbaugh, founder of Eshenbaugh Land Company. Delays in permitting, regulatory changes, and ...

The home equity line of credit (HELOC), once a standard financial tool for American homeowners, is now nearly unavailable from mainstream lenders. Geoff Ball, President of HD Lending, LLC, describes HELOCs as “one of the hardest loans to get in the industry,” pointing to a dramatic shift in the lending landscape. Ball, a hard-money lender ...

Restored bonus depreciation provisions in 2025 are creating tax advantages for short-term rental (STR) investors that long-term residential landlords cannot access, according to Lucas Piper, owner of Five Star Vacation Home Rentals in Austin. Piper argues that these tax benefits are the strongest reason to prioritize STR investments over traditional rental strategies in the coming ...

The widespread shift to remote and hybrid work has left office and retail real estate with more space than companies now need, creating a long-term oversupply that persists regardless of return-to-office mandates. As interest-only commercial loans mature, owners face a refinancing crisis intensified by sharply higher rates. Chad Cummings, a managing attorney at Cummings & ...

Rising insurance costs in coastal markets are quietly redirecting short-term rental (STR) investment away from traditional hubs like Florida toward secondary markets with better risk-adjusted returns. Emir Dukic, CEO of Rabbu, an STR marketplace platform, says this shift is happening essentially out of public view but is having a profound impact on where capital is ...