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Verified Hard Money & Private Money Professionals in San Francisco, California, 2026

This directory includes Hard Money & Private Money professionals operating in San Francisco, California. Profiles may be verified by KeyCrew or currently under review as part of our ongoing verification process. If you’re a local expert and aren’t listed here, book your verification call. Get Verified

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UT Financial Services

This business has not yet been verified. Verified status is granted after a short phone interview confirming credentials and professional background.

Locations Served: This company offers services in the following locations.
Raleigh, NC | San Francisco, CA | Charlotte, NC | Durham, NC + 1 Other

UT Financial Services, LLC is a leading provider of commercial real estate financing solutions, offering a range of loan products including short-term bridge loans, hard money loans, and private money loans, as well as long-term construction and permanent financing. With access to private investment funds and institutional capital, the company serves clients nationwide, specializing in the commercial real estate sector.

Property Types:
  • Commercial

Lightspeed Lending

This business has not yet been verified. Verified status is granted after a short phone interview confirming credentials and professional background.

Locations Served: This company offers services in the following locations.
Miami, FL | Raleigh, NC | Bakersfield, CA | Los Angeles, CA + 27 Others

Lightspeed Lending is a private lender that specializes in providing fast hard money loans for residential real estate investors, including fix-and-flip loans, rental property loans, and bridge loans. They operate across multiple states, focusing on markets like Florida, Texas, and California, and serve experienced investors looking for quick access to capital.

Property Types:
  • Residential
  • Multifamily

"Overall, the reviews for Lightspeed Lending are overwhelmingly positive, with clients praising the company's knowledgeable and dedicated team, particularly Andrew Weissman, for their exceptional service, efficient processes, and ability to close deals even in challenging situations. Clients highlight the personal attention, responsiveness, and transparency provided by the Lightspeed team, which has helped them grow their real estate portfolios and secure favorable financing terms."

Stonecrest Financial

This business has not yet been verified. Verified status is granted after a short phone interview confirming credentials and professional background.

Locations Served: This company offers services in the following locations.
San Francisco, CA | Santa Clara, CA

Stonecrest Financial is an industry-leading private money lender that provides a range of lending solutions for real estate developers, investors, home buyers, and mortgage brokers. With over 30 years of experience, the company specializes in offering fast and flexible financing options, including bridge loans, lines of credit, and investment purchase loans, to help savvy borrowers with complex needs.

Property Types:
  • Residential
  • Multifamily

"Clients of Stonecrest Financial have generally had positive experiences, praising the company's honesty, transparency, and responsiveness. Reviewers highlight the excellent service and support provided by specific team members like Marianne, Shafiq, and Jeff Morway, who have been described as kind, efficient, and trustworthy. The company has helped clients with their real estate needs, such as securing loans and financing, and has maintained consistent performance and payouts for investors over the years."

RTI Bridge Loans

This business has not yet been verified. Verified status is granted after a short phone interview confirming credentials and professional background.

Locations Served: This company offers services in the following locations.
Phoenix, AZ | Bakersfield, CA | Burbank, CA | Downey, CA + 18 Others

RTI Bridge Loans is a direct portfolio lender that specializes in providing short-term bridge loans, hard money loans, fix-and-flip loans, and private money loans for real estate investors and owners across California, Nevada, and Colorado. With over 40 years of experience, they are known for their responsive service, efficient processing, and certainty of execution.

Property Types:
  • Residential
  • Multifamily

"Generally, clients praise RTI Bridge Loans for their reliable, trustworthy, and efficient service. Reviewers highlight the company's knowledgeable and responsive team, who are able to quickly approve and fund deals that make sense. Clients appreciate the company's professionalism, communication, and willingness to assist even with complex financial situations."

Val Chris Investments

This business has not yet been verified. Verified status is granted after a short phone interview confirming credentials and professional background.

Locations Served: This company offers services in the following locations.
Fresno, CA | Huntington Beach, CA | Irvine, CA | Long Beach, CA + 13 Others

Val-Chris Investments is a hard money lending company that specializes in providing private money loans for residential, commercial, and investment property transactions across California and parts of Texas. With over 45 years of real estate experience, they offer creative financing solutions and fast turnaround times to meet the needs of both borrowers and investors.

Property Types:
  • Residential
  • Mixed-Use
  • Industrial

"In general, clients say that Val Chris Investments is a professional and trustworthy company that provides excellent service and support. Clients highlight the company's helpful and understanding staff, particularly mentioning positive experiences with specific team members like Jeff LaMotte and Ray Saggar. Clients also appreciate the company's efficiency in processing loans and their ability to work with clients who may have been turned down by other lenders."

Golden Gate Lending Group | Short Term Bridge Loans

This business has not yet been verified. Verified status is granted after a short phone interview confirming credentials and professional background.

Locations Served: This company offers services in the following locations.
San Francisco, CA | Tiburon, CA

Golden Gate Lending Group is a leading residential bridge lender in California, having closed over $500 million in bridge loans and served more than 400 happy clients. They specialize in providing customized, short-term loan solutions to help clients bridge the financial gap to their next home.

Property Types:
  • Residential

"Overall, real estate professionals and investors praise Golden Gate Lending Group for their exceptional service, expertise in bridge loans, and commitment to their clients. Reviewers highlight the team's professionalism, responsiveness, and ability to provide tailored solutions that help clients achieve their real estate goals, even in complex or time-sensitive situations."

Security Financial Services

This business has not yet been verified. Verified status is granted after a short phone interview confirming credentials and professional background.

Locations Served: This company offers services in the following locations.
Berkeley, CA | Concord, CA | Mountain View, CA | Oakland, CA + 9 Others

Security Financial Services is an established private money lender headquartered in San Francisco that provides competitive financing solutions for real estate investors, developers, and mortgage brokers in Northern California. They specialize in multifamily, residential, and commercial property acquisition, refinancing, and rehabilitation loans, with the ability to close quickly.

Property Types:
  • Residential
  • Multifamily
  • Mixed-Use
  • Retail
  • Industrial

Saxe Mortgage Company

This business has not yet been verified. Verified status is granted after a short phone interview confirming credentials and professional background.

Locations Served: This company offers services in the following locations.
Daly City, CA | Los Angeles, CA | Sacramento, CA | San Francisco, CA + 1 Other

Saxe Mortgage Company is a private money lender and mortgage broker that specializes in commercial lending, hard money loans, and private money investments in California, including the San Francisco Bay Area, Sacramento, and Los Angeles.

Property Types:
  • Multifamily
  • Mixed-Use
  • Residential
  • Office
  • Retail
  • Industrial

"While some clients have expressed concerns about high fees, interest rates, and customer service, the overall sentiment from real estate professionals is generally positive. The company has been able to assist clients with their real estate needs, particularly in providing options for refinancing and accessing home equity."

Hard Money Lenders California

This business has not yet been verified. Verified status is granted after a short phone interview confirming credentials and professional background.

Locations Served: This company offers services in the following locations.
Los Angeles, CA | Newport Beach, CA | San Diego, CA | San Francisco, CA

Hard Money Lenders California is a top-rated hard money lender in California that provides fast, flexible financing solutions for real estate investors. They offer a wide range of loan programs, including bridge loans, fix-and-flip loans, and commercial loans, to help clients achieve their property goals across residential, commercial, and investment sectors.

Property Types:
  • Residential
  • Multifamily
  • Office
  • Retail
  • Industrial
  • Land

Anderson Roberts Financial, Inc.

This business has not yet been verified. Verified status is granted after a short phone interview confirming credentials and professional background.

Locations Served: This company offers services in the following locations.
Rancho Cordova, CA | Sacramento, CA | San Francisco, CA

Anderson Roberts Financial is a private lending firm that specializes in providing fast, flexible financing for owners of income-producing commercial real estate, particularly in the industrial sector. With a focus on building long-term relationships, the company leverages deep industry experience and a trusted network of private investors to fund complex transactions that don't fit the conventional mold.

Property Types:
  • Industrial

Pacific West Mortgage Fund

This business has not yet been verified. Verified status is granted after a short phone interview confirming credentials and professional background.

Locations Served: This company offers services in the following locations.
Los Angeles, CA | San Francisco, CA | Torrance, CA

Pacific West Mortgage Fund is a private money lender that provides quick and flexible commercial real estate loans to borrowers in California, with a focus on serving brokers and investors seeking higher returns on their investments.

Property Types:
  • Residential
  • Multifamily
  • Retail
  • Industrial

Alliance Portfolio - Private Hard Money Lender

This business has not yet been verified. Verified status is granted after a short phone interview confirming credentials and professional background.

Locations Served: This company offers services in the following locations.
Los Angeles, CA | San Diego, CA | San Francisco, CA

Alliance Portfolio is the leading coastal California private money lender, providing hard money loans, cash-out financing, and other real estate investment services to borrowers and investors in the residential and commercial real estate sectors.

Property Types:
  • Residential

"In general, reviews from real estate professionals indicate that Alliance Portfolio is a reliable and responsive private hard money lender that provides quick and efficient service. Clients appreciate the company's solutions-based approach, competitive rates and terms, and the professionalism and responsiveness of the team, particularly Jim Perry and Julian. The company is praised for its ability to handle complex deals and close transactions in a timely manner."

Red Tower Capital, Inc.

This business has not yet been verified. Verified status is granted after a short phone interview confirming credentials and professional background.

Locations Served: This company offers services in the following locations.
San Francisco, CA

Red Tower Capital is a premier private lender in California that specializes in providing fast and flexible alternative real estate financing solutions to residential, commercial, and specialty property borrowers. With over 60 years of combined experience in the non-bank lending industry, the company has successfully placed hundreds of millions of dollars in loans, helping borrowers achieve their real estate investment goals.

Property Types:
  • Residential
  • Specialty Properties

Kiavi

This business has not yet been verified. Verified status is granted after a short phone interview confirming credentials and professional background.

Locations Served: This company offers services in the following locations.
San Francisco, CA

Kiavi is a leading lender that provides a range of financing solutions for real estate investors, including bridge loans for fix-and-flip projects, rental property loans, and new construction financing. With a focus on speed, flexibility, and competitive rates, Kiavi helps real estate investors scale their businesses across 32 states and Washington D.C.

Property Types:
  • Residential

"Client reviews say Kiavi is an excellent hard money lender that has been instrumental in the success of many real estate investors. Reviewers praise the company's responsive and knowledgeable team, fast and smooth funding process, and their ability to consistently deliver on deals. Clients highlight Kiavi's understanding of investor needs and their role as a true partner in the real estate business."

North Coast Financial, Inc. Direct Hard Money Lenders California

This business has not yet been verified. Verified status is granted after a short phone interview confirming credentials and professional background.

Locations Served: This company offers services in the following locations.
Los Angeles, CA | Riverside, CA | Sacramento, CA | San Diego, CA + 2 Others

North Coast Financial is a direct hard money lender in California that provides fast, flexible financing for real estate investors and property owners. They specialize in a variety of hard money loan types including bridge loans, trust loans, investment property loans, fix and flip loans, and more. With over 40 years of experience, North Coast Financial is a trusted source for private money loans secured by California real estate.

Property Types:
  • Residential
  • Multifamily

"Overall reviews say North Coast Financial, Inc. is a reliable and efficient hard money lender that provides quick access to funds for short-term real estate projects. Clients appreciate the company's affordability, ease of working with, and friendly service, as well as the expertise and patience of the team in addressing all questions and ensuring a clear understanding of the loan process."