

South Florida’s luxury real estate market is undergoing rapid change, with oceanfront condominiums facing intense pressures from new regulations and soaring costs, while single-family home...
This directory includes Hard Money & Private Money professionals operating in San Jose, California. Profiles may be verified by KeyCrew or currently under review as part of our ongoing verification process. If you’re a local expert and aren’t listed here, book your verification call. Get Verified
This business has not yet been verified. Verified status is granted after a short phone interview confirming credentials and professional background.
Platinum Capital Mortgage is a full-service mortgage broker that specializes in a wide range of residential loan products, including conventional, FHA, VA, USDA, jumbo, and non-QM loans, serving clients throughout California, Colorado, and Florida. The company is led by a highly experienced and award-winning mortgage professional, Michael D. Rodriguez, who offers personalized service and creative financing solutions to help clients achieve their homeownership goals.
Overall, clients say Platinum Capital Mortgage, led by Michael, provides excellent service, expertise, and professionalism in guiding them through the mortgage process, whether for home purchases, refinancing, or construction loans. Reviewers highlight Michael's knowledge, attention to detail, honesty, and ability to find the best rates, as well as his responsiveness and clear communication throughout the entire process.
This business has not yet been verified. Verified status is granted after a short phone interview confirming credentials and professional background.
Bridger Fund is a commercial real estate mortgage fund that provides short-term bridge loans to investors and owner-users for a variety of property types, including industrial, multifamily, retail, office, and hospitality. With fast underwriting and flexible terms, they help clients unlock growth opportunities that traditional lenders cannot support.
This business has not yet been verified. Verified status is granted after a short phone interview confirming credentials and professional background.
Appreciating Real Estate is a full-service real estate company that provides investment, management, and lending services to help clients increase their income from real estate. They specialize in residential, multi-family, and commercial properties, offering solutions for selling, buying, flipping, and managing properties.
This business has not yet been verified. Verified status is granted after a short phone interview confirming credentials and professional background.
Hamilton Ridge Capital is a California-based private money lender that specializes in providing investment and business-purpose loans for real estate properties in transition, including fix-and-flip, ground-up construction, and mid-construction projects. They offer quick closings and a common-sense lending approach to serve the commercial and residential bridge loan needs of investors and developers across California.
This business has not yet been verified. Verified status is granted after a short phone interview confirming credentials and professional background.
Excel Trust Deed Investments is a private lending company that provides financing solutions through trust deed investments, primarily serving the residential and commercial real estate markets in the San Francisco Bay Area for over 30 years. They offer fast, responsive, and professional service to both borrowers and investors, leveraging their extensive expertise in real estate finance.
This business has not yet been verified. Verified status is granted after a short phone interview confirming credentials and professional background.
Capital Bridge Partners is a private real estate lending and investment firm based in San Francisco that specializes in providing custom-tailored loans for real estate projects in California, with a focus on bridge loans, construction loans, fix and flip loans, and rehab loans. They have extensive market knowledge, especially in the Bay Area and Southern California, and can make fast funding decisions to get borrowers funded quickly, often within 3-7 days.
"Generally, clients of Capital Bridge Partners have been very satisfied with the company's professionalism, responsiveness, and ability to deliver on their promises. Reviewers highlight the company's expertise in private lending, their commitment to working through complex deals, and their overall excellent service quality."
This business has not yet been verified. Verified status is granted after a short phone interview confirming credentials and professional background.
Lightspeed Lending is a private lender that specializes in providing fast hard money loans for residential real estate investors, including fix-and-flip loans, rental property loans, and bridge loans. They operate across multiple states, focusing on markets like Florida, Texas, and California, and serve experienced investors looking for quick access to capital.
"Overall, the reviews for Lightspeed Lending are overwhelmingly positive, with clients praising the company's knowledgeable and dedicated team, particularly Andrew Weissman, for their exceptional service, efficient processes, and ability to close deals even in challenging situations. Clients highlight the personal attention, responsiveness, and transparency provided by the Lightspeed team, which has helped them grow their real estate portfolios and secure favorable financing terms."
This business has not yet been verified. Verified status is granted after a short phone interview confirming credentials and professional background.
RTI Bridge Loans is a direct portfolio lender that specializes in providing short-term bridge loans, hard money loans, fix-and-flip loans, and private money loans for real estate investors and owners across California, Nevada, and Colorado. With over 40 years of experience, they are known for their responsive service, efficient processing, and certainty of execution.
"Generally, clients praise RTI Bridge Loans for their reliable, trustworthy, and efficient service. Reviewers highlight the company's knowledgeable and responsive team, who are able to quickly approve and fund deals that make sense. Clients appreciate the company's professionalism, communication, and willingness to assist even with complex financial situations."
This business has not yet been verified. Verified status is granted after a short phone interview confirming credentials and professional background.
Lending Bee Inc. is a leading hard money lender in California that provides fast and flexible financing solutions for real estate investors, developers, and professionals. With over 20 years of experience, they offer a wide range of loan products, including commercial loans, fix-and-flip loans, construction loans, and bridge loans, catering to various property types and investment strategies.
"Clients say Lending Bee is a reliable and knowledgeable hard money lender that provides fast funding and excellent service. Reviewers praise the team's expertise, clear communication, and ability to get deals closed quickly, even in tight timelines. The company's in-house underwriting and processing teams are highlighted as key strengths that help streamline the loan process."
This business has not yet been verified. Verified status is granted after a short phone interview confirming credentials and professional background.
Val-Chris Investments is a hard money lending company that specializes in providing private money loans for residential, commercial, and investment property transactions across California and parts of Texas. With over 45 years of real estate experience, they offer creative financing solutions and fast turnaround times to meet the needs of both borrowers and investors.
"In general, clients say that Val Chris Investments is a professional and trustworthy company that provides excellent service and support. Clients highlight the company's helpful and understanding staff, particularly mentioning positive experiences with specific team members like Jeff LaMotte and Ray Saggar. Clients also appreciate the company's efficiency in processing loans and their ability to work with clients who may have been turned down by other lenders."
This business has not yet been verified. Verified status is granted after a short phone interview confirming credentials and professional background.
Security Financial Services is an established private money lender headquartered in San Francisco that provides competitive financing solutions for real estate investors, developers, and mortgage brokers in Northern California. They specialize in multifamily, residential, and commercial property acquisition, refinancing, and rehabilitation loans, with the ability to close quickly.
This business has not yet been verified. Verified status is granted after a short phone interview confirming credentials and professional background.
Stonecrest is a 35-year-old real estate finance specialist providing hard money lending and real estate investment funds to borrowers and high-net-worth investors in the San Jose/Santa Clara area. The firm offers fast, efficient short-term lending solutions that bypass traditional banking constraints, alongside real estate lending funds with a documented 20-year track record of 7-9% returns with no principal loss.
This business has not yet been verified. Verified status is granted after a short phone interview confirming credentials and professional background.
Doris Le is a trusted private money lender and bridge loan provider, offering loans up to $10 million with 2-week closings. She specializes in serving real estate investors and professionals in the San Francisco Bay Area, providing flexible financing solutions for residential, multifamily, and commercial properties.
This business has not yet been verified. Verified status is granted after a short phone interview confirming credentials and professional background.
Maggio Capital is a licensed hard money lender that provides flexible, competitive private money loans for residential and commercial real estate investors in California, including short-term rental loans, fix-and-flip loans, and commercial property loans.
"Generally, clients who have worked with Maggio Capital, particularly real estate professionals, have been very satisfied with the company's services. They highlight the professionalism, responsiveness, and expertise of the team, especially Carl Maggio, in providing customized financing solutions and a smooth, efficient process. Clients appreciate the company's ability to understand their needs and deliver results, even in challenging situations."
This business has not yet been verified. Verified status is granted after a short phone interview confirming credentials and professional background.
PB Financial Group Corp. is a premier direct hard money, private money and bridge lender in California, providing equity-based lending for real estate properties. They cater to investors, rehabbers, corporations, probate estates, and subprime borrowers who do not meet conventional underwriting guidelines, offering fast funding and streamlined loan processes.
"Client reviews say PB Financial Group is a highly professional and responsive hard money lender that has helped clients with their real estate financing needs, even in complex or time-sensitive situations. Reviewers praise the company's expertise, transparency, and ability to deliver on their promises, often closing loans quickly and efficiently."
In-depth research and expert perspectives from KeyCrew's research team and network of industry leaders, helping you make smarter real estate decisions.


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