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Steve Marcinuk
05 Jun 2025

“Credit bureaus are private, publicly traded companies on stock exchanges, and they get to sell consumer data without permission or proper disclosure. In what world should this exist?” questions Brendan McKay, Owner and Senior Loan Officer at McKay Mortgage Company and a leading voice in the Broker Action Coalition (BAC). The question cuts to the ...

Steve Marcinuk
05 Jun 2025

After weathering one of the most challenging periods in recent memory, Miami’s exclusive Key Biscayne real estate market has roared back to life in 2025, driven by stabilizing mortgage rates, renewed international investment, and pent-up demand from buyers who had been waiting on the sidelines. “People are tired of waiting out the mortgage rates. Rates ...

Steve Marcinuk
02 Jun 2025

In an industry facing unprecedented scrutiny and change, OB Jacobi, President of Windermere, stands as a vocal advocate for transparency and consumer protection. As president of a family-owned brokerage with 6,500 agents across 325 offices in 9 states, Jacobi brings a unique perspective shaped by both family legacy and forward-thinking leadership. “If you let Wall ...

Steve Marcinuk
27 May 2025

Traditional banking systems assume steady paychecks and salaried employment. For nearly half of the professional workforce in the United States, that assumption simply doesn’t hold. “Financial services are built for the salaried professional and the companies that employ them. This presents significant challenges, as 46% of the professional layer of our economy is self-employed,” explains ...

Steve Marcinuk
19 May 2025

Home values in Stamford, Connecticut, have climbed sharply in recent years, reshaping the market for both buyers and sellers. Properties that once sold for under $700,000 are now approaching or surpassing the million-dollar mark. “A house that sold for $650,000 in 2019 is now listing at $899,000 and selling for close to a million,” says ...

Steve Marcinuk
19 May 2025

In Miami’s competitive real estate market, where traditional lenders increasingly rely on automated systems to approve straightforward applications, Krebs has built a thriving business by focusing on the complex cases others reject. His approach combines deep industry knowledge with creative problem-solving to secure financing for borrowers who fall through the cracks of conventional lending. “I ...

Steve Marcinuk
19 May 2025

Connecticut’s real estate market is experiencing a shift. While low inventory continues to support a seller-friendly environment, agents on the ground are seeing clear signs of change. For seasoned professionals like Ryan Braunagel, these evolving dynamics mark a notable turn. “The days of 10 competing offers are behind us,” explains Braunagel, a Realtor with Keller ...

Steve Marcinuk
23 Apr 2025

“We’ve evolved significantly since 2011, when we spun out of First American as primarily a mortgage-focused company. Now, 14 years later, we serve multiple industries,” explains John Rogers, Chief Data and Analytics Officer at Cotality™, formerly known as CoreLogic. “We’re substantially different from our 2011 origins, which prompted us to establish a new name, brand, ...

Steve Marcinuk
17 Apr 2025

“Housing has become unaffordable, so people are now viewing renting as a positive alternative where you can save money and invest it elsewhere,” observes Rob Golfi, Team Leader at RE/MAX Golfi Team, highlighting a significant change in how North Americans approach housing. For decades, the traditional path to financial security has been clear: buy a ...

Steve Marcinuk
27 Mar 2025

In an industry focused on aggressive growth and consolidation, Mortiles distinguishes itself—growing to employ 650 full-time staff and 1,300 independent contractors while intentionally maintaining a low profile throughout most of its existence. Accidental Entrepreneurs The Mortiles story began when Erich, as a teenager, worked part-time at a mortgage company during high school. When the company ...

Steve Marcinuk
03 Mar 2025

As complex market dynamics continue to reshape commercial real estate development, seasoned professionals are finding innovative ways to structure deals. Carl Riggins, a mortgage banker at Northmarq, brings a comprehensive approach to development financing that spans the entire capital stack. Since joining Northmarq in 2022, Riggins has distinguished himself by leveraging an extensive network of ...

Steve Marcinuk
26 Feb 2025

“In commercial real estate development, having cash tied up in earnest money deposits can be the difference between seizing a prime opportunity and watching it slip away,” says Anna Kogan, Founder and CEO of DuckFund, a pioneering financial services firm that’s reshaping how developers approach earnest money deposits (EMDs). For commercial real estate developers and ...

Steve Marcinuk
19 Feb 2025

With U.S. homeowners sitting on over $35 trillion in home equity and reluctant to refinance their low-rate mortgages, innovative financing solutions are finding their moment. Leading this shift is Unison, which has developed products that let homeowners access their equity without taking on traditional debt. “Most homeowners can’t easily access their equity without taking on ...