Best Hard Money & Private Money Lender Companies in San Jose, California, 2025

Hamilton Ridge Capital is a California-based private money lender that specializes in providing investment and business-purpose loans for real estate properties in transition, including fix-and-flip, ground-up construction, and mid-construction projects. They offer quick closings and a common-sense lending approach to serve the commercial and residential bridge loan needs of investors and developers across California.

Excel Trust Deed Investments is a private lending company that provides financing solutions through trust deed investments, primarily serving the residential and commercial real estate markets in the San Francisco Bay Area for over 30 years. They offer fast, responsive, and professional service to both borrowers and investors, leveraging their extensive expertise in real estate finance.

Capital Bridge Partners is a private real estate lending and investment firm based in San Francisco that specializes in providing custom-tailored loans for real estate projects in California, with a focus on bridge loans, construction loans, fix and flip loans, and rehab loans. They have extensive market knowledge, especially in the Bay Area and Southern California, and can make fast funding decisions to get borrowers funded quickly, often within 3-7 days.

Appreciating Real Estate is a full-service real estate company that provides investment, management, and lending services to help clients increase their income from real estate. They specialize in residential, multi-family, and commercial properties, offering solutions for selling, buying, flipping, and managing properties.

Lightspeed Lending is a private lender that specializes in providing fast hard money loans for residential real estate investors, including fix-and-flip loans, rental property loans, and bridge loans. They operate across multiple states, focusing on markets like Florida, Texas, and California, and serve experienced investors looking for quick access to capital.

RTI Bridge Loans is a direct portfolio lender that specializes in providing short-term bridge loans, hard money loans, fix-and-flip loans, and private money loans for real estate investors and owners across California, Nevada, and Colorado. With over 40 years of experience, they are known for their responsive service, efficient processing, and certainty of execution.

Lending Bee Inc. is a leading hard money lender in California that provides fast and flexible financing solutions for real estate investors, developers, and professionals. With over 20 years of experience, they offer a wide range of loan products, including commercial loans, fix-and-flip loans, construction loans, and bridge loans, catering to various property types and investment strategies.

Val-Chris Investments is a hard money lending company that specializes in providing private money loans for residential, commercial, and investment property transactions across California and parts of Texas. With over 45 years of real estate experience, they offer creative financing solutions and fast turnaround times to meet the needs of both borrowers and investors.

Security Financial Services is an established private money lender headquartered in San Francisco that provides competitive financing solutions for real estate investors, developers, and mortgage brokers in Northern California. They specialize in multifamily, residential, and commercial property acquisition, refinancing, and rehabilitation loans, with the ability to close quickly.

Doris Le is a trusted private money lender and bridge loan provider, offering loans up to $10 million with 2-week closings. She specializes in serving real estate investors and professionals in the San Francisco Bay Area, providing flexible financing solutions for residential, multifamily, and commercial properties.

Maggio Capital is a licensed hard money lender that provides flexible, competitive private money loans for residential and commercial real estate investors in California, including short-term rental loans, fix-and-flip loans, and commercial property loans.

PB Financial Group Corp. is a premier direct hard money, private money and bridge lender in California, providing equity-based lending for real estate properties. They cater to investors, rehabbers, corporations, probate estates, and subprime borrowers who do not meet conventional underwriting guidelines, offering fast funding and streamlined loan processes.

PB Financial Group Corp. is a premier direct hard money, private money and bridge lender in California, providing quick equity-based financing for real estate investors, rehabbers, corporations, probate estates, and subprime borrowers who do not meet conventional underwriting guidelines.