Best Hard Money & Private Money Lender Companies in San Francisco, California, 2025

Rubicon Mortgage Fund is a leading private money lender in California, specializing in providing fast, flexible, and reliable financing solutions for commercial real estate investors and developers. With over a decade of experience, they offer a range of loan products, including commercial bridge loans, construction loans, and acquisition loans, tailored to meet the unique needs of their clients.

Capital Bridge Partners is a private real estate lending and investment firm based in San Francisco that specializes in providing custom-tailored loans for real estate projects in California, with a focus on bridge loans, construction loans, fix and flip loans, and rehab loans. They have extensive market knowledge, especially in the Bay Area and Southern California, and can make fast funding decisions to get borrowers funded quickly, often within 3-7 days.

UT Financial Services, LLC is a leading provider of commercial real estate financing solutions, offering a range of loan products including short-term bridge loans, hard money loans, and private money loans, as well as long-term construction and permanent financing. With access to private investment funds and institutional capital, the company serves clients nationwide, specializing in the commercial real estate sector.

Lightspeed Lending is a private lender that specializes in providing fast hard money loans for residential real estate investors, including fix-and-flip loans, rental property loans, and bridge loans. They operate across multiple states, focusing on markets like Florida, Texas, and California, and serve experienced investors looking for quick access to capital.

Stonecrest Financial is an industry-leading private money lender that provides a range of lending solutions for real estate developers, investors, home buyers, and mortgage brokers. With over 30 years of experience, the company specializes in offering fast and flexible financing options, including bridge loans, lines of credit, and investment purchase loans, to help savvy borrowers with complex needs.

RTI Bridge Loans is a direct portfolio lender that specializes in providing short-term bridge loans, hard money loans, fix-and-flip loans, and private money loans for real estate investors and owners across California, Nevada, and Colorado. With over 40 years of experience, they are known for their responsive service, efficient processing, and certainty of execution.

Val-Chris Investments is a hard money lending company that specializes in providing private money loans for residential, commercial, and investment property transactions across California and parts of Texas. With over 45 years of real estate experience, they offer creative financing solutions and fast turnaround times to meet the needs of both borrowers and investors.

Golden Gate Lending Group is a leading residential bridge lender in California, having closed over $500 million in bridge loans and served more than 400 happy clients. They specialize in providing customized, short-term loan solutions to help clients bridge the financial gap to their next home.

Security Financial Services is an established private money lender headquartered in San Francisco that provides competitive financing solutions for real estate investors, developers, and mortgage brokers in Northern California. They specialize in multifamily, residential, and commercial property acquisition, refinancing, and rehabilitation loans, with the ability to close quickly.

Saxe Mortgage Company is a private money lender and mortgage broker that specializes in commercial lending, hard money loans, and private money investments in California, including the San Francisco Bay Area, Sacramento, and Los Angeles.

Hard Money Lenders California is a top-rated hard money lender in California that provides fast, flexible financing solutions for real estate investors. They offer a wide range of loan programs, including bridge loans, fix-and-flip loans, and commercial loans, to help clients achieve their property goals across residential, commercial, and investment sectors.

Pacific West Mortgage Fund is a private money lender that provides quick and flexible commercial real estate loans to borrowers in California, with a focus on serving brokers and investors seeking higher returns on their investments.

Alliance Portfolio is the leading coastal California private money lender, providing hard money loans, cash-out financing, and other real estate investment services to borrowers and investors in the residential and commercial real estate sectors.

Red Tower Capital is a premier private lender in California that specializes in providing fast and flexible alternative real estate financing solutions to residential, commercial, and specialty property borrowers. With over 60 years of combined experience in the non-bank lending industry, the company has successfully placed hundreds of millions of dollars in loans, helping borrowers achieve their real estate investment goals.

Kiavi is a leading lender that provides a range of financing solutions for real estate investors, including bridge loans for fix-and-flip projects, rental property loans, and new construction financing. With a focus on speed, flexibility, and competitive rates, Kiavi helps real estate investors scale their businesses across 32 states and Washington D.C.