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Verified Hard Money & Private Money Professionals in Sacramento, California, 2026

This directory includes Hard Money & Private Money professionals operating in Sacramento, California. Profiles may be verified by KeyCrew or currently under review as part of our ongoing verification process. If you’re a local expert and aren’t listed here, book your verification call. Get Verified

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Rubicon Mortgage Fund, LLC

This business has not yet been verified. Verified status is granted after a short phone interview confirming credentials and professional background.

Locations Served: This company offers services in the following locations.
Lafayette, CA | Sacramento, CA | San Francisco, CA

Rubicon Mortgage Fund is a leading private money lender in California, specializing in providing fast, flexible, and reliable financing solutions for commercial real estate investors and developers. With over a decade of experience, they offer a range of loan products, including commercial bridge loans, construction loans, and acquisition loans, tailored to meet the unique needs of their clients.

Property Types:
  • Multifamily
  • Office
  • Retail
  • Industrial

"Overall reviews indicate that Rubicon Mortgage Fund, LLC is a highly regarded private money lender in California, known for its exceptional service, expertise, and ability to provide flexible and efficient solutions for real estate transactions. Clients, including realtors and investors, consistently praise the company's professionalism, transparency, and responsiveness, as well as the expertise of its team members, particularly Cesar Pena and Jake Berry."

Socotra Capital

This business has not yet been verified. Verified status is granted after a short phone interview confirming credentials and professional background.

Locations Served: This company offers services in the following locations.
Sacramento, CA

Socotra Capital is a direct hard money lender that provides fast and flexible financing solutions for a wide range of real estate projects, including commercial bridge loans, fix-and-flip loans, and buy-and-hold loans. They cater to borrowers, brokers, and investors across the residential, multi-family, and commercial real estate sectors in California and Nevada.

Property Types:
  • Residential
  • Multifamily
  • Commercial

"In general, clients of Socotra Capital, including investors, property owners, and real estate professionals, have expressed very positive sentiments about the company's services. Clients highlight the company's efficiency, professionalism, and responsiveness, with many praising the team's expertise, quick decision-making, and ability to close deals in a timely manner. The company is described as a trusted partner that provides valuable insights and support throughout the transaction process."

Blackburne & Sons Realty Capital Corporation

This business has not yet been verified. Verified status is granted after a short phone interview confirming credentials and professional background.

Locations Served: This company offers services in the following locations.
Sacramento, CA

Blackburne and Sons Realty Capital Corporation is a $50 million hard money commercial lending company that has been crowd-funding first mortgages for nearly 40 years. They provide commercial real estate loans and investments, focusing on income-producing properties and offering investors scheduled yields of 7-12% on their investments.

Property Types:
  • Commercial

WTR LOAN FUND

This business has not yet been verified. Verified status is granted after a short phone interview confirming credentials and professional background.

Locations Served: This company offers services in the following locations.
Rocklin, CA | Roseville, CA | Sacramento, CA

WTR FUND is a direct private money lender in California that specializes in providing hard money loans, bridge loans, and equity financing to real estate investors, flippers, and landlords. They offer quick and flexible funding based on property equity rather than credit scores, making them a valuable resource for borrowers who cannot qualify for traditional financing.

Property Types:
  • Residential
  • Commercial

"Clients say WTR Loan Fund, led by Adam Rehfeldt, provides highly professional, efficient, and prompt service for their real estate financing needs. Reviewers highlight the company's ability to quickly process and fund loans, often within a matter of days, as well as the team's excellent communication and knowledge throughout the process."

Optimus Capital Inc.

This business has not yet been verified. Verified status is granted after a short phone interview confirming credentials and professional background.

Locations Served: This company offers services in the following locations.
Fair Oaks, CA | Sacramento, CA | San Diego, CA | El Dorado Hills, CA

Optimus Capital provides niche lending solutions for real estate investors, offering a range of private money loans including fix-and-flip, rental, new construction, and multifamily financing across multiple states. With a focus on fast execution and competitive terms, they empower investors to scale their real estate portfolios.

Property Types:
  • Residential
  • Multifamily
  • Commercial

"Generally, reviews of Optimus Capital Inc. are very positive, with investors, property owners, and other real estate professionals praising the company's reliability, honesty, and integrity. Reviewers highlight the excellent service provided by specific team members, such as Max Boyko, Briana Parker, Lani Cooper, Robert Hoffman, Frank Luznar, Tyla, and Justin, who are described as knowledgeable, professional, and dedicated to ensuring a smooth and successful experience for their clients."

Lending Bee | Trusted Hard Money Lender California

This business has not yet been verified. Verified status is granted after a short phone interview confirming credentials and professional background.

Locations Served: This company offers services in the following locations.
Los Angeles, CA | Sacramento, CA | San Diego, CA | San Jose, CA + 3 Others

Lending Bee Inc. is a leading hard money lender in California that provides fast and flexible financing solutions for real estate investors, developers, and professionals. With over 20 years of experience, they offer a wide range of loan products, including commercial loans, fix-and-flip loans, construction loans, and bridge loans, catering to various property types and investment strategies.

Property Types:
  • Residential
  • Multifamily
  • Commercial

"Clients say Lending Bee is a reliable and knowledgeable hard money lender that provides fast funding and excellent service. Reviewers praise the team's expertise, clear communication, and ability to get deals closed quickly, even in tight timelines. The company's in-house underwriting and processing teams are highlighted as key strengths that help streamline the loan process."

Val Chris Investments

This business has not yet been verified. Verified status is granted after a short phone interview confirming credentials and professional background.

Locations Served: This company offers services in the following locations.
Fresno, CA | Huntington Beach, CA | Irvine, CA | Long Beach, CA + 13 Others

Val-Chris Investments is a hard money lending company that specializes in providing private money loans for residential, commercial, and investment property transactions across California and parts of Texas. With over 45 years of real estate experience, they offer creative financing solutions and fast turnaround times to meet the needs of both borrowers and investors.

Property Types:
  • Residential
  • Multifamily
  • Commercial
  • Mixed-Use

"In general, clients say that Val Chris Investments is a professional and trustworthy company that provides excellent service and support. Clients highlight the company's helpful and understanding staff, particularly mentioning positive experiences with specific team members like Jeff LaMotte and Ray Saggar. Clients also appreciate the company's efficiency in processing loans and their ability to work with clients who may have been turned down by other lenders."

Saxe Mortgage Company

This business has not yet been verified. Verified status is granted after a short phone interview confirming credentials and professional background.

Locations Served: This company offers services in the following locations.
Daly City, CA | Los Angeles, CA | Sacramento, CA | San Francisco, CA + 1 Other

Saxe Mortgage Company is a private money lender and mortgage broker that specializes in commercial lending, hard money loans, and private money investments in California, including the San Francisco Bay Area, Sacramento, and Los Angeles.

Property Types:
  • Multifamily
  • Commercial
  • Mixed-Use

"While some clients have expressed concerns about high fees, interest rates, and customer service, the overall sentiment from real estate professionals is generally positive. The company has been able to assist clients with their real estate needs, particularly in providing options for refinancing and accessing home equity."

Peachtree Group

This business has not yet been verified. Verified status is granted after a short phone interview confirming credentials and professional background.

Locations Served: This company offers services in the following locations.
Phoenix, AZ | Sacramento, CA | San Diego, CA | Atlanta, GA

Peachtree Group is a vertically integrated real estate investment firm that provides a range of services, including lending, acquisitions, development, and asset management, primarily focused on commercial real estate across the U.S. The firm has expertise in sectors such as hospitality, office, industrial, and multifamily, and offers tailored solutions to help investors maximize their returns.

Property Types:
  • Multifamily
  • Residential
  • Office
  • Retail
  • Industrial
  • Hospitality
  • Land
  • Medical Office

North Coast Financial, Inc. Direct Hard Money Lenders California

This business has not yet been verified. Verified status is granted after a short phone interview confirming credentials and professional background.

Locations Served: This company offers services in the following locations.
Los Angeles, CA | Riverside, CA | Sacramento, CA | San Diego, CA + 2 Others

North Coast Financial is a direct hard money lender in California that provides fast, flexible financing for real estate investors and property owners. They specialize in a variety of hard money loan types including bridge loans, trust loans, investment property loans, fix and flip loans, and more. With over 40 years of experience, North Coast Financial is a trusted source for private money loans secured by California real estate.

Property Types:
  • Residential
  • Multifamily
  • Commercial

"Overall reviews say North Coast Financial, Inc. is a reliable and efficient hard money lender that provides quick access to funds for short-term real estate projects. Clients appreciate the company's affordability, ease of working with, and friendly service, as well as the expertise and patience of the team in addressing all questions and ensuring a clear understanding of the loan process."

California Hard Money Direct

This business has not yet been verified. Verified status is granted after a short phone interview confirming credentials and professional background.

Locations Served: This company offers services in the following locations.
Alamo, CA | Los Angeles, CA | Oakland, CA | Riverside, CA + 5 Others

California Hard Money Direct is a direct hard money lender that specializes in providing fast, reliable hard money loans throughout California. They offer a wide range of loan products, including residential, commercial, and investment property loans, with competitive rates and flexible terms. As a direct lender, they can provide pre-approvals and close loans quickly, making them a valuable partner for real estate investors and property owners in California.

Property Types:
  • Residential
  • Multifamily
  • Commercial

"In general, clients and real estate professionals praise the exceptional service, professionalism, and reliability of Judy Rae and the California Hard Money Direct team. They highlight Judy's responsiveness, transparency, and ability to deliver on her promises, even in challenging situations. Clients appreciate Judy's expertise in hard money lending and her 'no-nonsense' approach, which instills confidence and trust in the process."

California Hard Money Direct - Hard Money Loans & Lenders

This business has not yet been verified. Verified status is granted after a short phone interview confirming credentials and professional background.

Locations Served: This company offers services in the following locations.
Alamo, CA | Los Angeles, CA | Oakland, CA | Riverside, CA + 5 Others

California Hard Money Direct is a direct hard money lender that specializes in providing fast, reliable, and affordable hard money loans for real estate investors and property owners across California. They offer a wide range of loan products, including bridge loans, fix-and-flip loans, investment property loans, and commercial real estate loans, with competitive rates and flexible terms.

Property Types:
  • Residential
  • Multifamily
  • Commercial
  • Mixed-Use

"In general, reviews for California Hard Money Direct are highly positive, with clients praising the company's professionalism, responsiveness, and ability to deliver on their promises. Reviewers highlight Judy Rae's expertise in the hard money lending industry, her transparent and straightforward approach, and the company's efficiency in processing and funding loans, even in tight timelines. Clients express confidence in working with California Hard Money Direct and appreciate the company's reliability and trustworthiness."

PB Financial Group - Hard Money Lenders

This business has not yet been verified. Verified status is granted after a short phone interview confirming credentials and professional background.

Locations Served: This company offers services in the following locations.
Anaheim, CA | Bakersfield, CA | Berkeley, CA | Burbank, CA + 62 Others

PB Financial Group Corp. is a premier direct hard money, private money and bridge lender in California, providing equity-based lending for real estate properties. They cater to investors, rehabbers, corporations, probate estates, and subprime borrowers who do not meet conventional underwriting guidelines, offering fast funding and streamlined loan processes.

Property Types:
  • Residential
  • Commercial
  • Mixed-Use

"Client reviews say PB Financial Group is a highly professional and responsive hard money lender that has helped clients with their real estate financing needs, even in complex or time-sensitive situations. Reviewers praise the company's expertise, transparency, and ability to deliver on their promises, often closing loans quickly and efficiently."

PB Financial Group Corporation - San Diego Office

This business has not yet been verified. Verified status is granted after a short phone interview confirming credentials and professional background.

Locations Served: This company offers services in the following locations.
Anaheim, CA | Bakersfield, CA | Berkeley, CA | Burbank, CA + 62 Others

PB Financial Group Corp. is a premier direct hard money, private money and bridge lender in California, providing quick equity-based financing for real estate investors, rehabbers, corporations, probate estates, and subprime borrowers who do not meet conventional underwriting guidelines.

Property Types:
  • Residential
  • Multifamily
  • Commercial
  • Mixed-Use