Best Hard Money & Private Money Lender Companies in San Diego, California, 2025

Erik Egelko is a top-producing commercial real estate broker in San Diego County, specializing in investment property sales and management. With over $100 million in closed transactions, he provides tailored brokerage services and expertise across a wide range of commercial property types, including retail, multifamily, office, and industrial.

Trinity Mortgage Fund is a private real estate lender specializing in providing fast, informed hard money loans for residential, commercial, and construction projects in Southern California and Denver. With over 100 years of combined real estate experience, they have successfully funded over $160M in loans for fix-and-flip, acquisition bridge, and rehab construction projects.

Seattle Funding Group is a leading private money portfolio lender that provides fast and flexible commercial, construction, and residential loans to real estate investors and developers across the western United States, with a focus on California, Arizona, and Washington.

Atlas Commercial Capital is a leading provider of financing and sales services for a wide range of commercial and multifamily investment properties across the United States, with expertise in debt placement, property sales, and serving as a trusted resource for property owners.

Windvest Corporation is a premier hard money lender in California that provides fast and professional financing solutions to real estate investors, with a focus on commercial and residential properties.

PacFunding is a hard money lender that provides short-term, collateral-based bridge loans for real estate investors and developers in Southern California. They specialize in financing residential, commercial, and mixed-use properties, offering quick approvals and funding within 5-10 business days.

Inner Core Capital is a private lender and mortgage broker that specializes in providing a wide range of real estate financing solutions, including long-term rental loans, bridge loans, fix-and-flip loans, and construction loans for residential, multi-family, and commercial properties across the United States.

Appreciating Real Estate is a full-service real estate company that provides investment, management, and lending services to help clients increase their income from real estate. They specialize in residential, multi-family, and commercial properties, offering solutions for selling, buying, flipping, and managing properties.

TrueBridge Loans is a California-based hard money lender that specializes in providing short-term bridge loan solutions for real estate investors and business owners. They offer competitive rates, fast approvals, and expert guidance to help clients secure the financing they need for their property investments, including bridge loans, hard money loans, fix-and-flip loans, and private money loans.

Optimus Capital provides niche lending solutions for real estate investors, offering a range of private money loans including fix-and-flip, rental, new construction, and multifamily financing across multiple states. With a focus on fast execution and competitive terms, they empower investors to scale their real estate portfolios.

Lightspeed Lending is a private lender that specializes in providing fast hard money loans for residential real estate investors, including fix-and-flip loans, rental property loans, and bridge loans. They operate across multiple states, focusing on markets like Florida, Texas, and California, and serve experienced investors looking for quick access to capital.

RTI Bridge Loans is a direct portfolio lender that specializes in providing short-term bridge loans, hard money loans, fix-and-flip loans, and private money loans for real estate investors and owners across California, Nevada, and Colorado. With over 40 years of experience, they are known for their responsive service, efficient processing, and certainty of execution.

Lending Bee Inc. is a leading hard money lender in California that provides fast and flexible financing solutions for real estate investors, developers, and professionals. With over 20 years of experience, they offer a wide range of loan products, including commercial loans, fix-and-flip loans, construction loans, and bridge loans, catering to various property types and investment strategies.

Val-Chris Investments is a hard money lending company that specializes in providing private money loans for residential, commercial, and investment property transactions across California and parts of Texas. With over 45 years of real estate experience, they offer creative financing solutions and fast turnaround times to meet the needs of both borrowers and investors.

Seattle Funding Group is a leading private money portfolio lender that specializes in providing fast and flexible commercial, construction, and residential loans to real estate investors and developers across the western United States, with a focus on California, Arizona, and Washington.