Best Hard Money & Private Money Lender Companies in Irvine, California, 2025

Newport Partners is a vertically-integrated owner, developer, and operator of affordable multifamily housing communities across the United States, with a focus on low-income and senior housing projects.

JMREI is a full-service real estate company that provides a wide range of services to investors and developers, including real estate investment, lending, and development. With a proven track record of over 42 years, JMREI offers expertise in hotel portfolio management, real estate transactions, and real estate financial planning across residential, commercial, and mixed-use sectors in California, Texas, and Hawaii.

Trust Deed Capital is a California-based hard money lender that specializes in providing real estate loans for residential, fix-and-flip, buy-and-hold, and commercial properties. They offer competitive rates, quick closings, and a professional and experienced staff to help investors, borrowers, brokers, and realtors find solutions to their real estate investment needs.

Retaja Group, Inc. is a commercial and investment real estate lender that provides financing solutions for a wide range of property types, including multifamily, retail, industrial, and hospitality. With over $100 million in successful real estate projects, the company leverages its extensive experience to help clients overcome financing obstacles and achieve their investment goals.

Dekka Financial is a full-service real estate investment company that provides off-market investing opportunities, alternative lending solutions, and professional auditing services to real estate investors, small business owners, and experienced entrepreneurs across the United States.

Lima One Capital is a premier lender for real estate investors, providing a wide range of loan products including fix-and-flip, bridge, new construction, and rental financing. They specialize in serving real estate investors nationwide, offering fast, reliable, and personalized service to help them achieve their investment goals.

RTI Bridge Loans is a direct portfolio lender that specializes in providing short-term bridge loans, hard money loans, fix-and-flip loans, and private money loans for real estate investors and owners across California, Nevada, and Colorado. With over 40 years of experience, they are known for their responsive service, efficient processing, and certainty of execution.

Val-Chris Investments is a hard money lending company that specializes in providing private money loans for residential, commercial, and investment property transactions across California and parts of Texas. With over 45 years of real estate experience, they offer creative financing solutions and fast turnaround times to meet the needs of both borrowers and investors.

American Heritage Lending is a non-QM, private and hard money lender that specializes in providing flexible financing solutions for real estate investors, including fix and flip loans, long-term rental loans, refinance loans, and bridge loans. The company has over $1 billion in loans funded and a reputation for superior customer service and a common-sense approach to underwriting.

Orange County Hard Money Lenders is a leading California hard money lender that provides fast, flexible financing solutions for real estate investors. They offer competitive hard money loans for fix-and-flip projects, refinances, and short-term bridge loans, with quick approvals and funding in as little as 7 days.

PB Financial Group Corp. is a premier direct hard money, private money and bridge lender in California, providing equity-based lending for real estate properties. They cater to investors, rehabbers, corporations, probate estates, and subprime borrowers who do not meet conventional underwriting guidelines, offering fast funding and streamlined loan processes.

LendingXpress is a California-based private lender that specializes in providing financing solutions for real estate owners and investors, offering hard money loans, fix-and-flip loans, and construction loans for residential and commercial properties ranging from $100,000 to $18 million. They cater to borrowers who may not qualify for traditional financing, providing a streamlined application process and expedited turnaround.

PB Financial Group Corp. is a premier direct hard money, private money and bridge lender in California, providing quick equity-based financing for real estate investors, rehabbers, corporations, probate estates, and subprime borrowers who do not meet conventional underwriting guidelines.