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Residential Acceptance Corporation-Logo

Residential Acceptance Corporation

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Address:

5027 W Laurel St, Tampa, FL 33607, United States

Short Description:

A brief description of the company and its unique selling points, as summarized by KeyCrew.

Residential Acceptance Corporation (RAC) is a full-service mortgage lender and underwriter that works one-on-one with clients to get their borrowers' loans approved and closed on time, specializing in residential mortgage products such as FHA, FNMA, non-agency, and VA loans.

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Property Types:

Lists the types of properties this service provider specializes in, such as residential, affordable housing, or senior housing.

  • Affordable Housing
  • Commercial
  • Data Center
  • HOA/COA
  • Hospitality
  • Industrial
  • Land
  • Life Sciences
  • Manufactured Housing
  • Medical Office
  • Mixed-Use
  • Multifamily
  • Office
  • Parking
  • Residential
  • Retail
  • Senior Housing
  • Senior Living
  • Specialty Properties
  • Storage
  • Student Housing
Specialities:

Highlights the companys main areas of expertise and the specific services they offer

  • Mortgage Lending
  • Loan Underwriting
  • Loan Origination
  • FHA Loans
  • VA Loans
  • USDA Loans
  • Non-QM Loans
  • Loan Refinancing
Why Choose This Company:

KeyCrews recommendation on why this service provider may be the best fit for your needs.

This is the company for customers who are looking for a full-service mortgage lender and underwriter that works one-on-one to get their borrowers' loans approved and closed on time. Residential Acceptance Corporation (RAC) is dedicated to building great customer experiences and cultivating strong business relationships. With the ability to close home loans in as little as 18-20 days from receipt of a complete loan file, RAC is committed to ensuring families can make their dreams of homeownership a reality. As a mortgage broker, RAC offers a wide range of loan products, including FHA, FNMA, non-agency, non-QM, USDA, and VA loans, catering to the diverse needs of their clients. With a focus on quality service and efficient processes, RAC is poised to help customers navigate the complexities of the mortgage industry and secure the financing they need to achieve their homeownership goals.RAC's commitment to customer satisfaction is evident in their positive client testimonials, and their dedication to staying up-to-date with the rapidly changing economic landscape and credit policy updates ensures they can provide the best possible service to their customers.

Awards & Certifications:

  • NMLS 150526
  • FHA ID 24398-0000-9
  • VA ID 6308390000

Overview

In general, reviews of Residential Acceptance Corporation indicate that the company provides excellent customer service, with a team that is patient, transparent, and focused on meeting the needs of their clients. Reviewers highlight the company's efficient and streamlined mortgage process, competitive rates, and ability to close deals quickly. Many clients express gratitude for the support and guidance provided by the RAC team, particularly in navigating what can be a stressful experience.

People often ask...

What services does the company offer?

The company offers mortgage lending services, including home buying, refinancing, and credit services.

What types of properties does the company work with?

The company works with residential properties.

What geographic areas does the company serve?

The company serves multiple states including AL, AR, CO, FL, GA, IA, ID, IL, IN, KY, LA, MD, MI, MN, MS, NC, ND, NE, OH, OK, OR, PA, SC, TN, TX, UT, WI, and WY.

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